🔹Best Ways to Use Chase Ultimate Rewards Points for Maximum Value

You have many ways to redeem your Chase Ultimate Rewards® points, but if you want to get the most value, transferring your points to travel partners is the way to go. You can score incredible deals on luxury hotel stays with programs like World of Hyatt or enjoy business and first-class flights through Chase’s airline partners.

If you prefer a simpler option, using your points to book directly through the Chase Travel portal—especially with a premium card—still gives you an excellent return on your rewards.

The highest-value redemptions for Chase points almost always come from transferring them to one of Chase’s airline or hotel partners. 

Top hotel partner: World of Hyatt

• High-value redemptions: World of Hyatt is widely considered Chase’s most valuable transfer partner. High-end properties that can cost over $1,000 per night can often be booked for 35,000 to 45,000 Hyatt points.
• Budget-friendly stays: For low-category properties, you can find rooms for as little as 3,500 points per night, a huge cash-saving value. 

Top airline partners for flights

• For international travel: You can transfer points to partners like Virgin Atlantic or Air Canada Aeroplan for excellent value on business and first-class flights.
  • For example, book a lie-flat business-class seat on a partner airline like All Nippon Airways for a fraction of the cash price.
• For domestic travel: Use partners like Southwest Airlines or United Airlines for domestic flights. For short, nonstop flights, you can transfer to British Airways Avios to book flights on American Airlines or Alaska Airlines for as low as 20,000 points round-trip. 

For travel that doesn’t offer a great redemption value through transfer partners (like many economy flights), the Chase Travel portal is a strong option if you have the right card. 

• Increased point value:
  • Chase Sapphire Preferred or Ink Business Preferred: Your points are worth 25% more (1.25 cents each) when booking travel through the portal.
  • Chase Sapphire Reserve: Points are worth 50% more (1.5 cents each).
• “Points Boost”: On some travel bookings, premium cardholders can find Points Boost pricing that pushes the value to as much as 2 cents per point. 

How to use the Chase portal

1. Navigate to the Chase Travel portal through your online account.
2. Browse flights, hotels, car rentals, or other travel options. The cost will be displayed in points and cash.
3. Choose your desired option and complete the booking using your points.
4. If you have multiple cards, you can combine your points under your Sapphire or Ink Business Preferred card to get the higher point valuation. 

Some redemption options offer a low return on your points and should be avoided if your goal is maximum value.

• Cash back: While a solid, simple option, you get only 1 cent per point. You can get significantly more value through travel redemptions.
• Shopping with points: Redeeming points for purchases on Amazon or Apple offers a poor value, often less than 1 cent per point.
• Gift cards: This option also typically only gives you 1 cent per point, though occasional promotions can increase the value.